Empowering Your Home Loan Journey
Tailored home loans designed around your goals, whether buying your first home or refinancing an existing mortgage.
Explore bridge loans, reverse mortgages, renovation loans, and alternative financing for flexible home financing solutions.
Work with Kristin Eck, NMLS#1020622, for clear advice, stress-free communication, and support every step of the mortgage process.
About Kristin Eck
Hi, I’m Kristin Eck – a mortgage professional who believes every client deserves clarity, confidence, and a personalized plan. Whether you’re ready to buy now or preparing for the future, I’m here to guide you at your pace and make the process feel simple and stress-free.
No two clients or loans are the same, which is why I focus on creative financing solutions and custom strategies built around your unique goals. I take the time to understand your situation so we can find the smartest path to meet your specific needs.
Communication is a huge part of my process. I’m committed to keeping you informed every step of the way and making sure your real estate agent is updated as well, so everyone stays aligned and supported from start to finish.
My mission is to help you feel educated, prepared, and confident – whether you’re buying today or planning for tomorrow. I’m here to help you explore your options and make the smartest move for your future.
Dream it, Mortgage, and Make It Real
What We Offer
Creative Loan Programs
- Bridge Loan
- Quick transition between homes
- Avoid managing two mortgages simultaneously
- Ideal for upgrading or first-time buyers
- Renovation Loans
- Perfect for fixer-uppers
- Supports dream-home upgrades
- Combines purchase and renovation financing
- All in One Loan
- Shave years off your mortgage
- Reduce interest paid
- Simplified repayment
- Reverse Mortgage
- Access equity without selling
- No monthly mortgage payments
- Ideal for retirement planning
- Alternative Document Loans
- Outside-the-box financing
- Supports self-employed and investors
- Flexible documentation requirements
Mortgage 101 – First-Time Homebuyer Guide
Buying your first home can feel overwhelming. In this video, Kristin Eck breaks down mortgage basics in simple, real-world terms – covering loan types, payments, down payment assistance, and strategies every first-time buyer should know to save money and make confident decisions.
Licensing & Regulatory Information
- NextMortgage, LLC, is an equal housing opportunity, NMLS ID#1937279.
- Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 60DBO-117725.
- Registered with the Texas Department of Savings and Mortgage Lending and other state regulatory agencies.
State Licenses Include:
- California: DFPI, Residential Mortgage Lending Act #60DBO-117725
- Texas: SML Mortgage Company License
- Georgia: Residential Mortgage Licensee #1937279
- Ohio: Mortgage Broker Act Exemption #RM.804745.000
- Oregon: Division of Financial Regulation ML#1937279
- Virginia: State Corporation Commission #MC-7329
Quick Link
Licensing & Compliance
NextMortgage, LLC – Equal Housing Opportunity, NMLS ID#1937279.
Licensed in multiple states: CA, TX, GA, OH, OR, VA.
For full details, visit: NextMortgage Licensing
Contact Us
Kristin Eck – Mortgage Professional
9 Dogwood Trail, Debary, FL 32713
Monday – Sunday
8:00 am – 8:00 pm
Phone: (407) 617-1874